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Fewer college students are carrying credit cards

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MOORHEAD, Minn. -- Regan Whitney is in no way plastic shy. With one credit and two debit cards, Whitney, a junior at Concordia College, feels she is a bit more financially literate than many of her peers.

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Whitney, who is studying marketing, knows the value of establishing credit. She's had her credit card since high school and has never missed a payment.

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