Get me to the bank on time

I received a notice recently about refinancing my mortgage. I get these all the time, but this one was a little different. It suggested that if I could come up with some $80,000 to lower my loan amount, I could get the rest down to a 2 percent interest rate for 30 years, well below market rates, and save a boatload.

By: Betsy Hart, The Dickinson Press